January 7th, 2009
Posted by teresa j barthol
Snow, ice, wind, rain, cold, flooding….have we missed anything lately? On days like this a home with a Water View is more than interesting. In the Seahurst Neighborhood you will find many homes with a view to enjoy. Seahurst is also walking distance to that View and the home to Howarth Park and Harborview Park.



On a day when the Park bench is wet, stop by, park the car and enjoy the view of the Navy Base and the ships in harbor.
January 7th, 2009
Posted by teresa j barthol

Everett Library serves up a Good Cup of Coffee

Everett Library
- Everett Library Coffee Shop

December 30th, 2008
Posted by teresa j barthol

Not really postal, although we could find reasons to loose our minds. Its Postal like the Postal carrier. As the saying goes, Neither Snow, nor rain, nor heat. Or something like that. On Monday, I was out showing homes to a potential Buyer North of Everett. A real buyer… … looking to take advantage of the low interest rates and some reduced prices on Bank Owned Properties. First house..completely snowed in, knee deep from the road to the front door we walked. Second home, not any better. Third home, no way to even get to the front door without getting stuck in the snow. We returned to my Buyers home, where the power goes out. The wind whips up & is blowing everything over. Then came a down pour of Rain followed by the down pour of hail. Woo… what a trip. Now we know what the postal delivery folks have to deal with everyday. Also, an experience with local weather. I hear its called the Convergence Zone (consult Everett Local Weather) All I know is that I felt like the Postal delivery slogan should have been on my windshield. As for my Buyers, another day when the roads are clear and our adventure is about Buying, not about the weather.

December 23rd, 2008
Posted by teresa j barthol

- Residential and Condos
Clearly Opportunities exist for Buyers in Everett. Interest Rates at a 30 year low and inventory available. Sales are happening and Buyers are finding good values. Let me show you the ones with the Best Resale Value. The ones with the Best Terms. The ones in the Best locations. Buyers who act early will get the best selection. Later, the homes with Issues will remain.
December 23rd, 2008
Posted by teresa j barthol

Which Home would YOU Buy?
Buying a Home with Good Resale Value or the importance of consulting with a Real Estate Agent. Two Clients have called me in the past couple of days with conversations that relate to this point. First Client purchased from me about 4 years ago. I remember at the time all the considerations they had over location and two homes they loved. “Teresa”, they said. “Which one would you buy?” It was clear in my mind they loved the one I did not. Oh Boy! Do I have to answer? Well, the short story is…They did buy the one I recommended. I did tell them why I felt home #2 would have the best resale value. 1. Location was premium 2. Plans for the neighborhood would add value 3. Quality of construction would stand the test of time 4. Floor plan was popular and more. Today, these points are even more important. This home is holding its value better then most in this economy. They are happy! They have held onto the property as a rental. And the home is renting at a premium. All Good News!
Second Client considering 3 different homes today, asks… “Teresa, which one is your favorite” Again, I see the big picture and will share my Experience and knowledge honestly. The points I will offer for consideration will have an impact on their future wealth. Nothing makes me happier then a client calling me four years later with repeat business based on my previous service to them.

Which home would YOU Buy?
Before Buying Your next home call me, Teresa Barthol, 425-876-9552 Your Real Estate Consultant with honest answers. You will be glad you did.
December 22nd, 2008
Posted by teresa j barthol
The snow and ice is keeping us home these days. Now, I know its cold outside, and I expect to dress warmer but, why does inside the house feel like OUTSIDE? What’s with the HEATING? When you have an opportunity to hang around the house a few days, one starts to notice a few things. Like the disorganized pantry, the stale odor of the refrigerator, or the furniture that looks tired……well you know how it goes. But, the REAL concern is why is it so cold IN the house? Maybe we need to evaluate our heating system? The home was built in 1986, surely some updating is in order. Must be better systems to help us stay warm, aside from piling on blankets and wool socks. I think when the driveway is cleared Brennan Heating should pay us a visit. I see from the recommendations of my peers that Brennan Heating is the place to call. Their offer of a free consultation makes me feel comfortable. No high sales pitch. Just honest help in evaluating my concerns.

Free Heating consultation
I wonder if they would bring a Shovel to my Everett address too. This driveway is Big!
December 17th, 2008
Posted by teresa j barthol

E-mail your wish list
Did you get your wish list to Santa yet? Well there is still time. Go to Santa’s blog and send your letter. Get the count down clock. Santa’s got lots of good news for us about the Reindeer, what to do about gifts and favorite cookies.

Santa Claus Blog
December 12th, 2008
Posted by teresa j barthol
Mystery of gifts in green packages! Last visit to Musings in Mill Creek Town Center was full of laughs. Customers are trying to pull off some sneaky gift purchases.
When you find that perfect gift (they have many to select from), you don’t want your gift surprise exposed until Christmas Day, Right?
How is it going? Keeping secrets from the gift recipient? Musings? What’s the story?

Musings in Mill Creek Town Center
December 12th, 2008
Posted by teresa j barthol

Foreclosure options
The Real Estate Agent Tool box is filled with a presentation unlike the glossy binder of a year ago. That glossy binder was filled with, equity gains, plenty of mortgage options, new and larger homes to move up into. Today its less glossy and filled with Tuff choices by Buyers and Sellers in this market. You may find this information on
www.mint.comworth a look. What should a seller do when the money is gone and they want to be doing the RIGHT thing. Is it possible and what are the consequence’s. Last week, while searching the MLS statistics for 98203 zip code, of approximately 200 homes presently listed I found that close to 10% or more are subject to Lien Holder Approval (A required disclosure when the Home Owner is in a negative position with their loan(s).) That’s hard news for the neighborhood and for the individual home owners. Those figures include all price points. If you are facing these choices, get in touch with your Everett area Real Estate Agent, Call me!

Check out this web site to continue with the many Questions being raised in the Real Estate community.
www.mint.com
December 12th, 2008
Posted by teresa j barthol
Remember Jack? A true Agent of our Personal Finances wants to plant some seeds of thought.
“10 Ways for Baby Boomer Women to Avoid Poverty in Retirement”
Now thats just what I was thinking about as I plan the annual trip to Seattle for Christmas shopping.
Good Points Jack! Thanks for that Article! Got any more good stuff……ha ha!
Point #5 in that article is an important and valuable idea ….what we need is a Good Advisor!
5. Look for good advice.
A significant portion of retirees and pre-retirees do not seek the help of a “qualified professional.” Yet, while they indicate a strong desire to work with a professional, most ask friends and family for advice

Take a look at www.wiserwomen.org for more of what Jack is talking about. Good Advise for some thoughtful book gifts.
Recomended Books!
Get a Financial Life: Personal Finance in Yours 20s and 30s by Beth Kobliner:
The Number: A Completely Different Way to Think About the Rest of Your Life by Lee Eisenberg
Smart and Simple Financial Strategies for Busy People
by Jane Bryant Quinn
Thanks Jack, we now have a shopping list and a web site to bring us closer to having our money in good hands. Keep that advise coming. We want to live long, healthy and prosporous lives.
Jack A. Smelser, CLTC
Senior LTC Specialist, since 1992 / Senior National Alliance Specialist / Pacific Division Group Champion / DL